Top 10 Books on Indian Banking System

The Indian banking industry is the backbone of our financial lives, from the interest rates we pay on our EMIs to how our investments perform to, on a much larger scale, the performance of the country’s economy. It’s one of the country’s biggest and most important industries and to learn about this industry in detail is a mammoth task. We at HarperCollins are committed to help you learn and growth which is why we have put together our top 10 books on Indian Banking System.

Bad Money by Vivek Kaul

How are the private sector banks gradually taking over Indian banking? Is your money in public sector banks safe? How are you paying for this in different ways? And what are the solutions to deal with this? In Bad Money, Vivek Kaul answers these and many more questions, peeling layer after layer of the NPA (non-performing assets) problem. He goes back to the history of Indian banking, providing a long, deep, and hard look at the overall Indian economy. The result is a gripping financial thriller that is a must for understanding a crisis that threatens our banking system and economy.

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Overdraft by Urjit Patel

All of us love to spend. But before we can do that, we have to have earned or saved some money. Only sovereigns don’t have to: they can print money, or borrow; in our country, where they own banks, they can use our deposits to lend and splurge for goals that may not always be economic in nature. Many rulers have succumbed to the temptation, with dire results – inflation, debased currency, payments crises, bankrupt banks, economic stagnation, loss of public confidence. After centuries of ruinous experiences, some governments learnt, others haven’t, to control themselves, create self-governing Central banks and let them manage money and regulate banks.

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Yes Man by Pavan C. Lall

Yes Man is the story of Rana Kapoor and his Icarus-like flight that eventually led to the Yes Bank crisis. From starting out as a junior employee at Bank of America to leading a bank worth billions, Kapoor’s rise and fall is a case study in ambition, greed, and deceit. In this hard-hitting book, Pavan C. Lall details not only Rana Kapoor’s journey, but also asks tough questions about the banking system, its regulators, and even the business environment that led to a point of no return for Yes Bank.

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Let’s Talk Money by Monika Halan

India’s most trusted name in personal finance, Monika Halan offers you a feet-on-the-ground system to build financial security. Not a get-rich-quick guide, this book provides you a smarter way to live your dream life, rather than stay worried about the ‘right’ investment or ‘perfect’ insurance. Unlike many personal finance books, Let’s Talk Money is written specifically for you, keeping the Indian context in mind.

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The Easy Money trilogy by Vivek Kaul

The Easy Money trilogy is probably the only major work of non-fiction from India that traces the history of money from the times of Robinson Crusoe to the cryptocurrency phenomenon today and explains the fundamental issue behind the global financial crises. This boxed set volume contains the following titles: Easy Money: Evolution of Money from Robinson Crusoe to the First World War, Easy Money: Evolution of the Global Financial System to the Great Bubble Burst, Easy Money: The Greatest Ponzi Scheme Ever and How It Threatens to Destroy the Global Financial SystemWritten

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Money Wise by Sharath Komarraju

The biggest investment you will ever make is towards your financial education – and this easy-to-read guide provides just that. It answers vital questions such as: Where does money come from? Why do prices go up every year? How do I get out of debt? Should I invest in the stock market? What is the value of gold in our financial system? How do I make my investment portfolio shock-proof? Practical, fun, and straight to the point, Money Wise will equip you with the tools to manage your money with confidence and competence.

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The Joys Of Compounding by Gautam Baid

Distilling investment and life lessons into a comprehensive guide, Baid integrates the strategies and wisdom of preeminent figures whose teachings have stood the test of time. Drawing on the work of investing greats like Warren Buffett, Charlie Munger, and Ben Graham, as well as philosophers and scholars, he artfully interweaves the lessons learned from his many teachers. Baid demonstrates their practical applications in the areas of business, investing, and decision making and also shows that these ideas can be applied to one’s own life with just as much reward.

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Eye On The Bottom Line by Anil Lamba

This book, a result of an encouraging response from readers, is meant for the on-the-go reader. A handy companion to understanding financial management, it covers all the topics from the main book, albeit in an abridged form. So, gain a deeper insight into preparing and reading balance sheets and cash flow statements; learn how to evaluate financial reports using Ratio and Funds Flow Analyses; get a macro view into the principles of financial management and how they are used in the running of a nation; explore stock market investing and know why we must pay taxes – it is all there. Learn it all with zeal; carry it with ease.

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The Most Important Thing by Howard Marks

Informed by a lifetime of experience and study, The Most Important Thing explains the keys to successful investment and the pitfalls that can destroy capital or ruin a career. Utilizing passages from his memos to illustrate his ideas, Marks teaches by example, detailing the development of an investment philosophy that fully acknowledges the complexities of investing and the perils of the financial world. Brilliantly applying insight to today’s volatile markets, Marks offers a volume that is part memoir, part creed, with a number of broad takeaways.

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You Need A Budget by Jesse Mecham

The first book detailing the tenets of the award-winning budgeting platform.

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